Toyota Finance & Insurance

Put yourself in the driver's seat.

John Madill Toyota can assist with any vehicle finance requirement you have, for both business and personal use, new and used. We're here to help.

Our close relationships with our finance providers make sure you will get the best suited package for your needs.

Personal Finance

Every person has different requirements when it comes to financing their new car. Whether you're looking to downsize, starting a new job, expanding your family or retiring we can give you the right advice to help you make the most of your money.

Features and Benefits:

• The security of a fixed interest rate for the term of the loan
• Variety of loan terms
• Flexible payment options
• The ability to make extra repayments, reducing the total interest payable
• The option of a balloon payment at the end of the loan
• And more...

Business Finance

Our business managers are experts in commercial vehicle financing as well. So if you're looking to expand your fleet, update the company car, make the most of potential tax benefits, or improve your business' green footprint contact us today for more information and an obligation free quote.

Features and Benefits:

• Potential tax benefits
• The security of fixed interest rates
• Flexible terms
• The option of a balloon payment at the end of the loan
• Ability to customise your business' cash flow
• And more...

Motor Vehicle Insurance

Be sure to insure!

Imagine the inconvenience of being without your vehicle.

Could you afford costly repairs, or having to replace your vehicle altogether?

At John Madill Toyota we understand that your vehicle is a critical part of your life so we can offer you reliable and cost effective protection for your vehicle in case the unexpected happens.

Our Suncorp Comprehensive Motor Vehicle Insurance policy provides for the replacement of your new Toyota with a brand new one if it becomes a total loss, so long as it is less than 2 years old.

In addition, Suncorp Insurance provides a lifetime guarantee on all authorised repairs .

Our Comprehensive Motor Vehicle Insurance policy also includes the following: 1

• 2 Years New For Old Car Replacement (for Comprehensive & Comprehensive Extra)
• 7 Day Repair Guarantee (for Driveable Repairs)
• Hire Car After Theft
• Taxi Fares Cover to and from Assessment Centre (for Driveable Repairs)
• Third Party Property Damage up to $20 Million
• Personal Property up to $500
• Emergency Travel, Accommodation & Repairs up to $500
• Towing & Storage
• Locks & Keys up to $1000
• Cover for Substitute Car
• Lifetime Guarantee on Repairs (even if you no longer own the vehicle)
• Claims Free Rewards Discount

1 Terms and conditions apply. The information provided on this site is for general advice only and the product disclosure statement should be consulted for full details.

Finance Related Insurance

Our insurance products may help to protect you from financial loss and personal inconvenience.

We offer insurance solutions to protect your vehicle finance payments if your vehicle is stolen or damaged beyond repair, if you are off work due to illness or accident, or become involuntarily unemployed.

Gap Insurance

Finance Gap Insurance helps protect you from suffering significant financial loss.

If your new vehicle becomes a total loss, there may be a 'gap' between the amount your insurer pays you and the outstanding balance of your vehicle finance contract. We can help to protect you from this gap with our 'Equity Plus Insurance' from MTA Insurance Limited.

Equity Plus Insurance is designed for where your comprehensively insured vehicle is written off (declared a total loss) as a result of accident or theft , and you find that the payout from your comprehensive insurer when your claim is accepted is less than what you owe your credit provider for your vehicle.

If your vehicle is declared a total loss by your comprehensive insurer, Equity Plus Insurance is a policy that will help you avoid having to pay any shortfall between what your comprehensive insurer pays out and what you still owe your credit provider for your vehicle.

You may also incur extra costs associated with your purchase of a replacement vehicle.

In these circumstances Equity Plus Insurance helps to protect you from significant financial loss and personal inconvenience.

Depending on the option chosen, Equity Plus Insurance provides up to $25,000 for the 'gap' between the amount your insurer pays you and the amount owed to your financier. It also provides up to $5,000 for extra costs.

With a simple one-off premium, Equity Plus Insurance covers you for the duration of your finance contract.

You have a choice of 5 cover options: 1

• Option 1: Up to $25,000 'gap' and up to $5,000 additional expenses
• Option 2: Up to $20,000 'gap' and up to $4,000 additional expenses
• Option 3: Up to $15,000 'gap' and up to $3,000 additional expenses
• Option 4: Up to $10,000 'gap' and up to $2,000 additional expenses
• Option 5: Up to $8,000 'gap' and up to $500 additional expenses

1 Terms and conditions apply. The information provided on this site is for general advice only and the product disclosure statement should be consulted for full details.

Loan Protection Insurance

Protection for you, your family, your business and your way of life

Being off work due to serious illness, accidental injury or following involuntary unemployment can be a daunting experience. Loan Protection Insurance has been designed to help protect you in unforeseen and difficult circumstances.

Loan Protection Insurance is designed to assist you in meeting your Finance contract repayments in the event of specific changes to your personal circumstances.

It can assist you in meeting your repayments in the event of changes to your health, employment status or as a result of your death.

Depending on the option chosen, these solutions can help you to:

• make your vehicle repayments
• keep your vehicle
• reduce your financial burden

But of course there are worse things that can happen. For example, imagine the financial impact your death could have on your family. Loan Protection Insurance contains a 'Life cover' option which may give your family added security. If you have selected the Life cover option, in the unfortunate event of death and subject to other claims on the policy, Payment Protection Insurance provides for the payout of your finance contract up to a maximum of $100,000.

You have a choice of 4 cover options: 1

• Option 1: Loan Payout Insurance - Death
• Option 2: Payment Protection Insurance - Injury & Illness
• Option 3: Payment Protection Insurance - Involuntary Unemployment*
• Option 4: You may chose a combination of or all of the above insurance options

*Cannot be purchased without Illness and Injury cover option.

The insurance provided under this PDS is to assist with your vehicle loan repayments in the event of any of the following circumstances occurring:

• if you die,
• if you suffer a Traumatic Event and satisfy the definition of that Traumatic Event as contained in the PDS,
• if you become involuntarily unemployed, or
• if you are unable to work due to accident or sickness.

We're here to protect both individuals and businesses when you purchase your vehicle.

1 Terms and conditions apply. The information provided on this site is for general advice only and the product disclosure statement should be consulted for full details.

Warranties

Mechanical Protection Plan:

We can help take the stress out of buying a new or used car. John Madill Toyota stands by the cars we sell, and our mechanical protection plans are a great way to ensure there are no unexpected costs if something should go wrong.

There are two levels of cover to choose from, which are valid for a period of 3 years after the statutory manufacturer warranty expires, on all vehicles less than 10 years of age and with less than 160,000kms.*

Standard Cover – FREE OF CHARGE

Our standard cover is completely FREE with the purchase of every vehicle that meets the above requirements. It covers all major internally lubricated components of the vehicle, plus the engine management computer, Australia wide.

Benefits:

• Valid for 3 years following the expiry of the manufacturers statutory warranty OR
• Up to 175,000kms (since manufacture)
• Up to $1,000 per claim filed
• Total of $3,000 in claims over the term of the contract

Premium Cover

Looking for a bit of extra protection? We have you covered for that too. Please contact one of our professional Business Managers for a quote.

Benefits:

• Valid for 3 years following the expiry of the manufacturers statutory warranty OR
• Up to 200,000kms (since manufacture)
• Up to $2,000 per claim filed
• UNLIMITED claims over the term of the contract

*For full details and terms and conditions in relation to the Mechanical Protection Plans, please contact us directly, using the Contact Page or the Enquiry Form.

Factory Approved Extended Warranty Insurance

As a Toyota vehicle owner you can protect yourself after expiry or your Toyota new vehicle warranty at any time whilst your car is still within its original 36 month warranty and has travelled less than 90,000km.

The Toyota Insurance Factory Approved Extended Warranty* policy provides cover for the repair or replacement of any Toyota component defective in materials or workmanship under normal operation and use. A Quality Repair Guarantee is provided on all authorised repairs for the period of the policy.

Factory Approved Extended Warranty Insurance also includes additional benefits such as towing, car hire and accommodation and excess reimbursement, along with a choice of 1, 2 and 3 year coverage options, capped at 100,000kms or 150,000kms. 1

This product is designed to protect you if you already own a Toyota still within the Toyota new vehicle warranty. However, our other warranty options may also suit your needs.

Other warranty options:

• Extended Warranty Insurance is also available for non-Toyota used vehicles. Ask at our Business Manager for more information.
• Toyota Extra Care has a range of warranty products available at the time you purchase a new or used vehicle.

1 Terms and conditions apply. Before making a decision about the Toyota Insurance Factory Approved Extended Warranty policy please read the Product Disclosure Statement (PDS) available from participating Toyota dealers, via our website toyotainsurance.com.au or by calling 137 200. Toyota Insurance is a division of Aioi Nissay Dowa Insurance Co., Ltd. ABN 39 096 302 466, AFSL Number 254489 (Andia). The Insurer is Andia.

* Our insurance policies do not change or take away your rights under the Australian Consumer Law. Your right to claim under our policies for the benefits covered are in addition to other rights and remedies you have under the law in relation to your vehicle. However, you can choose to make a claim under any of our policies even if you have rights under the law.